Products
A loan for the life you’re building.
Explore our 7-star packages. Six offer ₦50,000–₦500,000; medium business loans go up to ₦2,000,000. Apply online for free, or start with a conversation.
Understand interest and fees before you apply
Monthly interest is charged from 3% for each ₦50,000 block, except where a bonus or discount is offered. A collateral assessment fee of 3% of the amount applied for may be charged. Late repayment may attract 5% of the amount then due, for each unpaid month. See the terms of operation. Your final rate, term, fees, and total repayment are confirmed before you agree.
Personal loans
For household needs that a borrower can realistically repay from regular income.
- Amount
- ₦50,000 – ₦500,000
- Repayment
- Monthly · term agreed after review
Personal loans are assessed on income, existing obligations, guarantors, and collateral where required. We may offer less than you asked for if the full amount would stretch your finances too far. Loans are not issued to companies or groups.
MaryPius Credit Limited’s 2026 terms state that monthly interest is charged from 3% for each block of ₦50,000, except where a bonus or discount is offered. A collateral assessment fee of 3% of the amount applied for may be charged. Late repayment may attract 5% of the amount then due, for each month unpaid. Your rate, fees, term, and total repayment are confirmed before you agree to a loan.
Loans are considered in blocks of ₦50,000, from ₦50,000 up to the maximum for your chosen package. The amount offered depends on assessment, collateral, and a human decision. Applicants must be 18 or older, Nigerian, able to prove identity, and able to provide two guarantors.
PayDay loans
Support between paydays, with a repayment plan built around your documented income.
- Amount
- ₦50,000 – ₦500,000
- Repayment
- Monthly · term agreed after review
Pay-day loans are attached to salaries and other documented income, and/or to disposable collateral held by MaryPius Credit Limited, as set out in the company’s terms. We still assess affordability. We discuss a manageable repayment plan before making an offer.
MaryPius Credit Limited’s 2026 terms state that monthly interest is charged from 3% for each block of ₦50,000, except where a bonus or discount is offered. A collateral assessment fee of 3% of the amount applied for may be charged. Late repayment may attract 5% of the amount then due, for each month unpaid. Your rate, fees, term, and total repayment are confirmed before you agree to a loan.
Loans are considered in blocks of ₦50,000, from ₦50,000 up to the maximum for your chosen package. The amount offered depends on assessment, collateral, and a human decision. You should be able to show a payday and proof of earnings (for example a payslip). Two guarantors are required.
Emergency / bereavement loans
Short-term support for an urgent household need or bereavement expenses, subject to assessment, income or collateral, and a human decision.
- Amount
- ₦50,000 – ₦500,000
- Repayment
- Monthly · term agreed after review
Use this product when you need emergency funds or bereavement support. MaryPius still requires documentation, guarantors, and often collateral. Pay-day and emergency loans are attached to salaries or other income and/or disposable collateral. Please describe the expense without including private medical details. Eligibility and terms depend on assessment. There is no guarantee of approval.
MaryPius Credit Limited’s 2026 terms state that monthly interest is charged from 3% for each block of ₦50,000, except where a bonus or discount is offered. A collateral assessment fee of 3% of the amount applied for may be charged. Late repayment may attract 5% of the amount then due, for each month unpaid. Your rate, fees, term, and total repayment are confirmed before you agree to a loan.
Loans are considered in blocks of ₦50,000, from ₦50,000 up to the maximum for your chosen package. The amount offered depends on assessment, collateral, and a human decision. Explain the purpose clearly (emergency or bereavement). Two guarantors are required.
Farming loans
For small farming and rainy-season agricultural needs, including crops, livestock, or poultry where repayment can be shown.
- Amount
- ₦50,000 – ₦500,000
- Repayment
- Monthly · term agreed after review
Farming loans follow the company’s farming and rainy-season lending. We may ask for the type and size of the farm, its location, years of experience, and photographic proof. Collateral can include farm animals, poultry, land, or other assets listed on the application. A field visit may be required.
MaryPius Credit Limited’s 2026 terms state that monthly interest is charged from 3% for each block of ₦50,000, except where a bonus or discount is offered. A collateral assessment fee of 3% of the amount applied for may be charged. Late repayment may attract 5% of the amount then due, for each month unpaid. Your rate, fees, term, and total repayment are confirmed before you agree to a loan.
Loans are considered in blocks of ₦50,000, from ₦50,000 up to the maximum for your chosen package. The amount offered depends on assessment, collateral, and a human decision. Tell us the type of farming, location, and experience. Proof of the farm may be requested.
Small business loans
For everyday trading needs, stock, and working capital in an existing private business.
- Amount
- ₦50,000 – ₦500,000
- Repayment
- Monthly · term agreed after review
For individuals running existing small private businesses. We look at business income, household obligations, and may visit the premises and inspect collateral. Loans are for existing private businesses, not start-ups, except in special cases with strong, easily disposable collateral. Loans are not issued to registered or unregistered companies or groups.
MaryPius Credit Limited’s 2026 terms state that monthly interest is charged from 3% for each block of ₦50,000, except where a bonus or discount is offered. A collateral assessment fee of 3% of the amount applied for may be charged. Late repayment may attract 5% of the amount then due, for each month unpaid. Your rate, fees, term, and total repayment are confirmed before you agree to a loan.
Loans are considered in blocks of ₦50,000, from ₦50,000 up to the maximum for your chosen package. The amount offered depends on assessment, collateral, and a human decision. You should be able to describe the business, its address, and how income is earned. Photographic proof of the business may be requested.
Festival seasons business loans
Prepare your business for the extra demand that festive seasons can bring.
- Amount
- ₦50,000 – ₦500,000
- Repayment
- Monthly · term agreed after review
For individuals running existing private businesses who need stock or working capital for a festival season. Explain your trading plans, expected income, and how you will repay. We assess the business and any security before making an offer. Loans are not issued to corporate organisations or groups.
MaryPius Credit Limited’s 2026 terms state that monthly interest is charged from 3% for each block of ₦50,000, except where a bonus or discount is offered. A collateral assessment fee of 3% of the amount applied for may be charged. Late repayment may attract 5% of the amount then due, for each month unpaid. Your rate, fees, term, and total repayment are confirmed before you agree to a loan.
Loans are considered in blocks of ₦50,000, from ₦50,000 up to the maximum for your chosen package. The amount offered depends on assessment, collateral, and a human decision. Nigerian adults with proof of income and two guarantors can apply. Business records and a field visit may be requested.
Medium business loans
More room for an established business with a larger funding need.
- Amount
- ₦50,000 – ₦2,000,000
- Repayment
- Monthly · term agreed after review
For individuals operating established private businesses seeking up to ₦2,000,000. We look closely at trading records, income, commitments, and collateral. A business visit and supporting documentation may be required before a final offer. Loans are not issued to corporate organisations or groups.
MaryPius Credit Limited’s 2026 terms state that monthly interest is charged from 3% for each block of ₦50,000, except where a bonus or discount is offered. A collateral assessment fee of 3% of the amount applied for may be charged. Late repayment may attract 5% of the amount then due, for each month unpaid. Your rate, fees, term, and total repayment are confirmed before you agree to a loan.
Loans are considered in blocks of ₦50,000, from ₦50,000 up to the maximum for your chosen package. The amount offered depends on assessment, collateral, and a human decision. Nigerian adults with two guarantors should provide evidence of business income, trading history, and any collateral available.