Questions people actually ask

The electronic form on this website is free. MaryPius Credit Limited’s 2026 terms say a paper form is charged only at the cost of printing or photocopying. A later collateral assessment fee (3% of the amount applied for, unless otherwise approved) is a separate step after a human review. That fee is not taken online on this website.

Nigerian adults, 18 or older, who can prove identity and show income or an existing private business. Loans are not issued to companies or groups. Two guarantors are required. The offices are in Ezza South and Abakaliki, Ebonyi State.

Our seven packages are personal, PayDay, emergency/bereavement, farming, small business, festival seasons business, and medium business loans. The first six offer ₦50,000–₦500,000; medium business loans offer ₦50,000–₦2,000,000. Amounts are considered in ₦50,000 blocks.

Short-term support for an urgent household need or bereavement expenses. It is still assessed like other MaryPius loans: income or collateral, two guarantors, and a human decision. This website does not collect health questionnaires and does not use health information in the affordability calculation.

You can submit the electronic form on this website. Paper forms collected from the office must be returned there. Supporting documents, photographs, and guarantor papers may still need to be brought in. Staff may visit a home or business and inspect collateral.

The 2026 terms say MaryPius will strive to decide within 2 to 8 weeks. Timing depends on completeness, visits, and whether an assessment fee has been recorded. There is no guaranteed turnaround and no guarantee of approval.

Expect a government-issued identity document, two guarantors, and, if asked, proof of address, proof of income, photographs, and evidence of collateral (for example ownership papers). Exact requirements depend on the application.

Six packages offer ₦50,000–₦500,000, and medium business loans offer up to ₦2,000,000. All are considered in ₦50,000 blocks. Monthly interest is charged from 3% under the 2026 terms, except where a bonus or discount is offered. Your amount, rate, term, fees, and total repayment are confirmed after assessment and before you agree.

Yes. After you submit, you receive a reference and a printable pack. Staff can also print a paper copy. Paper is a business-continuity copy; the company still keeps electronic files for at least five years.

You can register interest on the Invest with us page. This website does not accept investment funds or promise a return. Any capital arrangement would be agreed separately, subject to applicable Nigerian law, and is not a public offer of securities on this site.

Contact the office early if your situation changes. Unpaid months may attract a 5% late fee on the amount then due. MaryPius assesses affordability and may visit the business because it does not want borrowers trapped in loans they cannot repay.

We collect what is needed to identify you, assess affordability, record guarantors and collateral, visit and verify where relevant, prevent fraud, and keep a file for at least five years. See the privacy notice. Health questionnaires from the paper form are not used on this website.